1. DEFINITIONS AND INTERPRETATION
- “Website” means www.winelvalgroup.com and all associated subdomains, pages, and digital platforms operated by Winelval Group.
- “Services” means any consultancy, property, legal/solicitor, or private advisory service offered, booked, or delivered by any Group company through the Website.
- “Group Company” means any of Winelval Consultancy & Partners Limited, Winelval Property Ltd, Winelval & Partners Solicitors, or Winelval Priva Adviser, individually or collectively.
- “User/Client/Customer” means any individual or entity that accesses the Website, registers an account, books a Service, or makes payment through the Website.
- “Content” means all text, graphics, logos, articles, tools, and materials made available on the Website.
- “Applicable Law” includes, without limitation, the Nigeria Data Protection Act 2023, the Companies and Allied Matters Act 2020, the Money Laundering (Prevention and Prohibition) Act 2022, and relevant regulations of the Nigeria Data Protection Commission (“NDPC”).
2. ABOUT WINELVAL GROUP
Winelval Group Limited is the parent holding entity under which the following operating companies function, each offering distinct professional services through the Website:
- Winelval Consultancy & Partners Limited — business, strategy, and management consultancy services.
- Winelval Property Ltd — real estate, property management, and property advisory services.
- Winelval & Partners Solicitors — legal services provided by qualified legal practitioners.
- Winelval Priva Adviser — private wealth, investment, and financial advisory services.
3. ELIGIBILITY AND ACCOUNT REGISTRATION
- By using the Website, you represent that you are at least 18 years of age and possess the legal capacity to enter into a binding contract under the laws of the Federal Republic of Nigeria or your jurisdiction of residence.
- Where account registration is required, you agree to provide accurate, current, and complete information, and to keep your login credentials confidential. You are responsible for all activity conducted through your account.
- We reserve the right to suspend or terminate any account used in breach of these Terms, for suspected fraud, or on reasonable suspicion of unlawful activity, including under our anti-money laundering obligations.
4. NATURE OF SERVICES AND PROFESSIONAL DISCLAIMER
General information, articles, tools, and content published on the Website are provided for general informational purposes only and do not constitute legal, financial, investment, tax, or property advice specific to your circumstances.
No solicitor-client, advisory, or fiduciary relationship is created between you and any Group Company merely by browsing the Website, submitting an enquiry, or making a payment. Such a relationship arises only upon our express written acceptance of instructions (e.g., a signed engagement letter, retainer agreement, or service confirmation) and, where applicable, completion of client due diligence and conflict checks.
Legal services provided by Winelval & Partners Solicitors are subject to the Rules of Professional Conduct for Legal Practitioners in Nigeria and applicable rules of the Nigerian Bar Association, which take precedence over these Terms in the event of conflict.
Advisory recommendations from Winelval Priva Adviser do not guarantee any financial outcome or return; all investment and financial decisions carry inherent risk, and past performance is not indicative of future results.
5. ACCEPTABLE USE OF THE WEBSITE
- use the Website for any unlawful purpose or in violation of these Terms or Applicable Law;
- attempt to gain unauthorised access to the Website, our servers, or any account not belonging to you;
- introduce viruses, malware, or any technologically harmful material to the Website;
- scrape, harvest, or collect data from the Website using automated means without our prior written consent;
- impersonate any person or entity, or misrepresent your affiliation with any person or entity;
- upload or transmit defamatory, obscene, infringing, or otherwise unlawful content through any Website feature;
- use the Website to facilitate money laundering, terrorism financing, or any fraudulent transaction.
6. INTELLECTUAL PROPERTY
All Content on the Website, including the Winelval Group name, logo, trademarks, and all text, graphics, and software, is owned by or licensed to Winelval Group and is protected under the Copyright Act 2022 and other applicable intellectual property laws of Nigeria.
You may view and download Content for personal, non-commercial use only. No Content may be reproduced, distributed, modified, or used for commercial purposes without our prior written consent.
7. FEES, PAYMENTS AND CARD TRANSACTIONS
- Fees for Services are as displayed on the Website at the time of booking, and are payable in advance unless otherwise agreed in writing.
- All card payments made on the Website are processed through a Central Bank of Nigeria (CBN)-licensed third-party payment service provider, which is PCI-DSS compliant. We do not store your full card details on our servers.
- While we take reasonable steps to ensure the security of payment transactions, we shall not be liable for any loss arising from unauthorised access to your payment details caused by circumstances beyond our reasonable control, including fraud, hacking, or third-party payment processor failure, save to the extent caused by our negligence.
- Refunds, exchanges, and rescheduling of paid Services are governed by our separate Refund and Rescheduling Policy, which forms part of these Terms by reference.
- You agree to provide accurate billing information and authorise us (through our payment processor) to charge the applicable fees to your chosen payment method.
8. CONFIDENTIALITY AND DATA PROTECTION
Any confidential information shared with any Group Company in the course of a professional engagement is handled in accordance with our Non-Disclosure and Confidentiality Policy.
Your personal data is collected, processed, and protected in accordance with our Privacy Policy and Data Protection Policy, which is prepared in compliance with the Nigeria Data Protection Act 2023 and applicable global data protection standards, and forms part of these Terms by reference.
9. LIMITATION OF LIABILITY
- To the fullest extent permitted by Applicable Law, Winelval Group, its directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Website.
- Nothing in these Terms limits or excludes liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any liability which cannot be lawfully excluded or limited under Applicable Law.
- Save as set out above, our aggregate liability arising out of or in connection with your use of the Website or any Service booked through it shall not exceed the total fees paid by you for the specific Service giving rise to the claim.
- The Website is provided on an “as is” and “as available” basis. We do not warrant that the Website will be uninterrupted, error-free, or free from harmful components.
10. INDEMNITY
You agree to indemnify and hold harmless Winelval Group and each Group Company against any claim, loss, liability, or expense (including reasonable legal fees) arising from your breach of these Terms, your misuse of the Website, or your violation of any Applicable Law or third-party right.
11. THIRD-PARTY LINKS
The Website may contain links to third-party websites for convenience. We do not endorse and are not responsible for the content, accuracy, or practices of any third-party website.
12. SUSPENSION AND TERMINATION
We reserve the right to suspend or terminate your access to the Website or any Service, with or without notice, where we reasonably believe you have breached these Terms, engaged in unlawful conduct, or where required by a regulatory or law enforcement authority.
13. FORCE MAJEURE
We shall not be liable for any failure or delay in performance caused by circumstances beyond our reasonable control, including but not limited to acts of God, government action, internet or power outages, cyberattacks, pandemic, or civil unrest.
14. GOVERNING LAW AND DISPUTE RESOLUTION
These Terms shall be governed by, and construed in accordance with, the laws of the Federal Republic of Nigeria.
Any dispute arising from these Terms or your use of the Website shall first be referred to good-faith negotiation. Where unresolved within twenty-one (21) days, the dispute shall be referred to arbitration in Abuja, FCT, in accordance with the Arbitration and Mediation Act 2023, the decision of which shall be final and binding, without prejudice to either party's right to seek urgent injunctive relief from a court of competent jurisdiction.
15. AMENDMENTS
We may revise these Terms from time to time to reflect changes in our Services, business practices, or Applicable Law. The updated Terms will be posted on the Website with a revised “Effective Date”, and continued use of the Website after such changes constitutes acceptance of the revised Terms.
16. GENERAL PROVISIONS
- Severability: If any provision of these Terms is found invalid or unenforceable, the remaining provisions shall continue in full force and effect.
- Entire Agreement: These Terms, together with our Privacy Policy, Cookie Policy, Refund and Rescheduling Policy, and Non-Disclosure and Confidentiality Policy, constitute the entire agreement between you and Winelval Group regarding use of the Website.
- No Waiver: Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
17. CONTACT US
For questions regarding these Terms, please contact us at: support@winelvalgroup or +234 8147093769., or write to us at [Registered Address].